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free mentoring business loans uk

santander limited

free mentoring business loans uk

Country/Region china

Company santander limited

Categories Chinese Business Consulting Service

Update 2020-01-14 10:44:00

ICP License Issued by the Chinese Ministry

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What you can get

  • Monthly interest of 3% AER/2.96% gross (variable) on balances from 300-2000
  • The choice of a Santander contactless debit card or cash card (not available for accounts held in trust)
  • 1|2|3 World offers


  • For children under age 13, the account must be opened in trust and managed by an adult (trustee). The trustee must be aged 18 or over, have parental responsibility for the child and have a Santander personal current account. Trustees must apply in branch.
  • If you’re aged between 13 and 18 years old and live permanently in the UK you can apply online.
Apply online if you’re aged 13 to 18
Click here to apply
Overdrafts and charges

Account fee

There’s no monthly fee to maintain the account.

The Fee Information Document details the main fees and charges on this account. For further explanation of our main terms and services take a look at our Glossary


There’s no overdraft facility available with this account.
This means we won't normally let you make a payment out of the account if there isn’t enough money in it. However, there may be times where you make a payment that we can't stop, which will take the account balance below zero. We won't charge you for this.

You’ll be automatically set up to receive text alerts when:

  • your balance falls below zero
  • you have regular payments due on your account for which you have insufficient funds to cover, we will ask you to pay into your account to ensure these payments are made;
  • where a payment is refused as you don’t have enough funds.

If we don’t have a valid mobile number for you, we might not be able to reach you.

You a can also register for other account alerts to help you to stay on top of your finances. For example, alerts to advise you when your balance has fallen below a set limit, or you have had a deposit into your account greater than a set amount.

For more information visit Account alerts
You can manage your alerts settings at any time by using Online Banking, calling us on 0800 9 123 123 or visiting a branch.

Interest and cashback

Interest rate

Account balance

1.00% AER/gross (variable)


2.00% AER/1.98% gross (variable)


3.00% AER/2.96% gross (variable)

From 300 to 2,000

Interest is paid monthly on the day the account was opened.

How it works

Children aged 0-12

For children under 13 years of age the account must be opened in trust by an adult (trustee). Trustees must be aged 18 or over, have parental responsibility for the child and have a Santander personal current account. After opening the account, the trustee must manage the account on behalf of the child.

Remember, as a trustee you’ll need to bring some proof of your name and address and your child’s name. See a list of acceptable identification

When the child reaches age 11, the trustee can choose:

  • To hand over the account to the child
  • To transfer money out of the account before handing over control and ownership, so the trustee can decide how much money the child has access to
  • To continue to manage the account until the child is 18 years old

To remove the trust status from an existing account, the trustee must visit us in a branch with the child. For new account openings, the trust status can be removed for all children aged 11 and over the day after account opening.

Accounts cannot be opened in trust for children aged 13 or over.

Young people aged 13-18

From the age of 13 onwards, young people must open and manage a 1|2|3 Mini Current Account themselves.

  • The account automatically transfers to an adult current account

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