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business loans uk for successful applicants

santander limited

business loans uk for successful applicants

Country/Region china

Company santander limited

Categories Chinese Business Consulting Service

Update 2020-01-14 10:44:00

ICP License Issued by the Chinese Ministry

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What you can get

  • A top-up Santander debit card for purchases in shops and online
  • A cash card
  • Pay in any income and bills
  • Set up Direct Debits and standing orders
  • Opportunity to build your credit history
  • Earn up to 15% cashback with Retailer Offers when you use your Santander debit card at a range of major retailers


  • You’re 16 or over
  • You live in the UK
  • You don’t already have a Basic Current Account, or more than one other current account with Santander
Apply online in 10 minutes
Overdrafts and charges

Account fee

There’s no monthly fee to maintain the account.
The Fee Information Document details the main fees and charges on this account. For further explanation of our main terms and services take a look at our Glossary


There’s no overdraft facility available with this account.
This means we won't normally let you make a payment out of the account if there isn’t enough money in it. However, there may be times where you make a payment that we can't stop, which will take the account balance below zero. We won't charge you for this.

Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.

You’ll be automatically set up to receive text alerts when:

  • your balance falls below zero
  • you have regular payments due on your account for which you have insufficient funds to cover, we will ask you to pay into your account to ensure these payments are made;
  • where a payment is refused as you don’t have enough funds.

If we don’t have a valid mobile number for you, we might not be able to reach you.

You can also register for other account alerts to help you to stay on top of your finances. For example, alerts to advise you when your balance has fallen below a set limit, or you have had a deposit into your account greater than a set amount.

For more information visit Account alerts
You can manage your alerts settings at any time by using Online Banking, calling us on 0800 9 123 123 or visiting a branch.

How it works

This account is designed to help you manage your money and build up your credit history. The account comes with two bank cards to help you do this. This means that you can keep track of your spending money after you’ve paid for the essentials.

Top-up debit card

Once you know how much money you’ll need for your bills or other payments you can transfer any money to and from your top-up card by

  • Logging on to Online and Mobile Banking
  • Calling us on 0800 9 123 123 (+44 1908 237 963 outside the UK)
  • Visiting any Santander branch or ATM

Payments by top-up debit card

You’ll only be able to spend or withdraw the amount of money you’ve transferred onto the card. Once you have the money on the card, you can use it to:

  • make purchases online, or in stores
  • make cash withdrawals using any UK Link cash machine or Cirrus ATMs worldwide

Fees may apply when you withdraw cash from outside the UK or make purchases in any other currency than pounds.

To prevent the account going overdrawn, you won’t be able to set up or make certain payments on the top-up debit card, including:

  • Contactless payments
  • Automated/pay at pump petrol stations but you will be able to pay over the counter at petrol stations
  • Car hire
  • Parking or vending machines
  • Recurring and instalment transactions (for example magazine subscriptions). These are a series of payments made using your card number. If you want to switch your account from another bank to the Basic Current Account, we won't be able to move any existing recurring payments.

Cash card

You can use this card to withdraw money from an ATM or Santander branch, as long as you have enough money in your account. You can’t use this card to spend in shops or online.
You’ll also find your bank account details on this card so that you can use

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