Everyday cover from as little as 4 per month that's all 10% of our
Earn cashback on premiums when you pay by Direct Debit from
selected Santander current accounts
No fee for paying monthly by Direct Debit
Cover for loss or damage to your landlords fixtures and fittings
that you're responsible for
The table below provides a summary of the features of each cover
level. Full details of our cover limits are available (pdf)
Contents sum insured (for loss or damage to the possessions in your
Up to 50,000
Up to 25,000
Replacement locks if your keys are lost or stolen
Up to 250
Contents lost, stolen or damaged beyond repair replaced with new
Tenants Liability cover
Optional Legal Services (available at an additional cost) to cover,
for example a dispute with a landlord over tenancy agreement
Option to cover Personal Belongings and valuables away from home
Named personal claims handler
Minimum excess for escape of water
Choice of contents excess
What is Defaqto?
Defaqto is an independent financial information business. Their
Star Rating reflects the level of features and benefits offered
within a financial product. The more comprehensive the level of
features and benefits offered by a product, the higher the Defaqto
Star Rating it is given.
Policy terms and conditions, other cover limits, restrictions and
exclusions apply. Please read the important information for more
details and our Terms of Business.
Tailor your policy to suit your needs with additional cover
available for an extra cost.
A wider level of cover for your personal belongings, pedal cycles
and money, for losses or damage in and away from the home, anywhere
in the world.
Additional cover for accidents around the home such as wine spilt
on a carpet or sofa.
This could provide a lawyer and up to 50,000 in legal costs to
pursue or defend disputes in court.
Please read the important information and documents section below
for more details.
Earn 2% cashback on Santander Home Insurance premiums, (administered and
underwritten by Aviva Insurance Limited) when you pay by Direct
Debit from your 1|2|3, 1|2|3 Lite or Select Current Account
Further information on our 1|2|3, 1|2|3 Lite and Select Current
The 1|2|3 Current Account and Select Current Account have a 5
monthly fee to maintain the account and the 1|2|3 Lite Current
Account has a 1 monthly fee to maintain the account. To earn
cashback you must pay in at least 500 a month (excludes internal
transfer) and have at least two active Direct Debits. 1|2|3 Lite
Current Account customers must also log on to Online or M